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Plan Details



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Health Insurance
Health Total Floater
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Synopsis:
Health Total Floater, a medical Insurance Plan for the Family, gives you a comprehensive cover, a near-perfect answer to all your medical needs. Just one policy and be prepared for unforeseen events.

Highlight:

  • Emergency Medical Evacuation (Applicable for Superior and Premiere plan)
  • No loading on premium for adverse claims experience.
  • Long term policy discount in case Policy Term is more than 1 year.
  • Avail for Child Vaccination Benefits and Medical Treatment Abroad (Applicable for Premiere Plan).
  • Instalment payment is available monthly, quarterly and half yearly in case policies opted for long term basis.
  • Tax exemption U/S 80D of the Income Tax Act.
  • Discount of 10% to 25% on premium as per the voluntary deductible and plan opted.
Benefit:
Title Description
Room Rent Limit Reimbursement of Expenses.
ICU Daily Rent Limit Reimbursement of Expenses.
Pre-Hospitalization Expenses 60 Days
Post Hospitalization Expenses 90/120/180 (As per the plan)
Minimum Hospitalization Period 24 hrs
Day Care Procedure Coverage 131 procedures covered
Automatic Restoration of Sum Insured Upto 100%
Pre-Existing Disease / Illness coverage After 36 months
Waiting Period for New Policy 30 days
Co-Payment 20% (Age 60 to 64 Yrs),25% (Age 65 to 69 Yrs),30%(Age 70 to 74 Yrs),40%(Age 75 to 99 Yrs)
Medical Screening 51 years and above ( Vital plan) 18 years and above (Superior & Premiere Plans).
Ambulance Expenses Rs.1500/2000/5000 (As per the plan)
Non-Allopathic Treatments Covered
New Born Baby Cover Covered
Daily Hospitalization Allowance Rs.350/500/100 per day (As per the plan).
Donor Expenses Covered
Attendant Allowance Rs.500 max.upto 30 Days ( upto 12 yrs)
Nursing Allowance Upto 10% of S.I
No Claim Bonus 50% upto max.100%